Do you ever find yourself wondering where all your money goes? It happens. Sometimes it makes you think you should finally sit down and organise your finances. Figure out how much you’re paying for stuff, and cut back where you can.
And you mean to get that done, you really do, but then that little voice in your head chimes in: “Oh, you want me to do the math on a spreadsheet where every answer tells me I can’t buy something I want? Cool, no thanks, not right now.”
Yeah, that’s a tough sell. Not buying things isn’t much fun at all. So that idea falls to the bottom of the to-do list and you continue dealing with the stress of not being sure what’s going on with your money. But it doesn’t have to be that way!
Yeah, that’s a tough sell. Not buying things isn’t much fun at all. So that idea falls to the bottom of the to-do list and you continue dealing with the stress of not being sure what’s going on with your money. But it doesn’t have to be that way!
1. Find Your Financial “Why”
2. Self-Assessment
Oh, you want me to do the math on a spreadsheet where every answer tells me I can’t buy something I want? Cool, no thanks, not right now.
that little voice in your head
3. Journal Journey
Get out your favorite pens, stickers, and highlighters, and let’s do some journaling! What was money like in your household when you were growing up?
What is money like for you now?
What are your lows/frustrations/challenges/struggles around your finances?
Feel free to just write everything that comes to your mind. We’ll get back to that later.
What is money like for you now?
What are your lows/frustrations/challenges/struggles around your finances?
Feel free to just write everything that comes to your mind. We’ll get back to that later.
4. Money Matters
5. Organize Your Finances
6. Pay the Bills
7. Frequent Expenses
Now let’s tackle those necessary expenses that occur regularly but aren’t monthly bills.
Although some of these categories can’t be eliminated (I’m looking at you, groceries), these expenses often allow for a little wiggle room if you’re searching for opportunities to save money.
Estimate how much you pay now and then decide if that amount seems reasonable or if you’d like to increase or decrease the amount you spend. Get competitive with yourself about the potential to cut costs!
Although some of these categories can’t be eliminated (I’m looking at you, groceries), these expenses often allow for a little wiggle room if you’re searching for opportunities to save money.
Estimate how much you pay now and then decide if that amount seems reasonable or if you’d like to increase or decrease the amount you spend. Get competitive with yourself about the potential to cut costs!
8. Set Up Some Sinking Funds
9. You Deserve a Little Treat
10. Address Your Debt
11. Debt Paydown Plan
12. From To-Do to Ta-Da!
What we’ll do next is take this plan and turn it into something incredibly powerful to get you further ahead in life.
Fill out the form and get "Change Your Money Mindset Workbook" to make your finances organised and start your journey to financial freedom!
Fill out the form and get "Change Your Money Mindset Workbook" to make your finances organised and start your journey to financial freedom!
Thank you!